Last updated: March 26, 2026
By accessing or using Owed you agree to be bound by these Terms of Service. If you disagree with any part of these terms you may not use our services.
Owed is a payment invoicing platform that allows service business owners to create, send, and track invoices. Owed facilitates payment processing through third-party banking partners and payment processors.
You must be 18 years or older to create an Owed account.
You are responsible for maintaining the security of your account credentials. You must notify us immediately at hello@getowed.us if you suspect unauthorized access to your account.
You may not use another person's account without permission.
You may not create accounts for the purpose of spamming, fraud, or any illegal activity.
You agree to use Owed only for lawful invoicing and payment collection purposes.
You may not use Owed to:
Owed charges a flat fee per invoice paid through the platform. Current fees are displayed on our pricing page at getowed.us/pricing. We reserve the right to change fees with 30 days notice to active subscribers.
Paid subscriptions are billed monthly or annually in advance. Subscriptions automatically renew unless cancelled before the renewal date.
Monthly subscriptions may be cancelled at any time. We do not provide prorated refunds for unused subscription periods. Annual subscriptions may receive a prorated refund within 30 days of purchase if the service does not meet your needs.
Owed partners with licensed payment processors to facilitate transactions. Owed does not hold, store, or take custody of funds at any time. All funds move directly between your client's financial institution and your financial institution.
When your client pays an invoice through Owed you represent that:
Owed and its original content, features, and functionality are owned by Owed Inc. and protected by copyright, trademark, and other laws.
Your invoice data, client data, and business information remain your property at all times.
Owed is provided on an as-is and as-available basis without warranties of any kind, either express or implied.
We do not warrant that:
To the fullest extent permitted by law Owed shall not be liable for indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.
Our total liability to you shall not exceed the amount you paid to Owed in the 12 months preceding the claim.
You agree to indemnify and hold harmless Owed Inc. and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the service or violation of these terms.
We may suspend or terminate your account if you violate these terms. You may delete your account at any time from Settings in your dashboard.
Upon termination your right to use Owed ceases immediately. We may retain certain information as required by law.
These terms are governed by the laws of the State of Connecticut without regard to conflict of law provisions. Any disputes shall be resolved in courts located in Connecticut.
We reserve the right to modify these terms at any time. We will notify you of material changes by email or prominent notice on the website. Continued use after changes constitutes acceptance.
Owed Inc.
Milford, Connecticut
hello@getowed.us
getowed.us