Last updated: March 26, 2026
Owed Inc. (“Owed,” “we,” “us,” or “our”) operates getowed.us and the Owed mobile application. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our services.
By using Owed you agree to the collection and use of information in accordance with this policy.
When you create an Owed account we collect your full name, email address, password (encrypted), and business name.
To provide invoicing services we collect your business details including business name, address, phone number, and logo if provided.
We store the invoices you create including client names, email addresses, line items, amounts, and payment status. We do not store your clients' bank account credentials or card numbers.
We collect information about how you use Owed including pages visited, features used, and actions taken. This helps us improve the product.
We collect device type, browser type, IP address, and operating system for security and fraud prevention purposes.
Platform intelligence features including cash flow forecasting, bank fee analysis, and financial allocation tools may process additional financial data provided by or generated through your connected bank accounts and invoice history. This data is used exclusively to provide platform features and is never sold or shared with third parties.
We use the information we collect to:
We do not sell your personal information to third parties. We do not use your information for advertising purposes.
We use the following service providers to operate Owed:
Each provider processes data according to their own privacy policies and our data processing agreements with them.
We may disclose your information if required by law, court order, or government authority.
If Owed is acquired or merged with another company your information may be transferred as part of that transaction. We will notify you before your information becomes subject to a different privacy policy.
We implement industry-standard security measures to protect your information:
No method of transmission over the internet is 100% secure. While we strive to protect your information we cannot guarantee absolute security.
We retain your account information for as long as your account is active. If you delete your account we will delete your personal information within 30 days except where we are required to retain it for legal or compliance purposes.
Invoice records may be retained for up to 7 years for tax and accounting compliance purposes.
You have the right to:
To exercise these rights contact us at hello@getowed.us.
We use essential cookies to maintain your login session and preferences. We do not use advertising cookies or third-party tracking cookies.
Owed is not directed to children under 13. We do not knowingly collect information from children under 13.
We may update this Privacy Policy periodically. We will notify you of significant changes by email or by displaying a notice on our website. Your continued use of Owed after changes constitutes acceptance of the updated policy.
For privacy questions or to exercise your rights contact us at:
Owed Inc.
Milford, Connecticut
hello@getowed.us
getowed.us